在不到一个月的时间里,丽都市接连发生87起银行客户储蓄款遭盗取事件。有客户找到丽都商业银行咨询,银行保卫处长乔华明里接待实则推脱,直到市公安局经侦大队关队长在ATM机上为妈妈取退休金、发现储蓄卡上的钱被盗取一空时,才刚刚触及丽都商业银行极力掩盖程序漏洞的冰山一角。多起银行客户储蓄卡被盗取,给客户造成的直接经济损失在不断增加,关队长报请市局批准,立案进入丽都商业银行蹲点调查。一个偶然的机会,关队长发现所有遭盗取的储蓄卡存在一个共同的问题:客户储蓄卡个人密码设置过于简单。针对密码过于简单的问题,关队长建议乔华以银行的名义,广而告之地动员银行客户重新设置个人密码。一边是广大客户的个人利益,一边是丽都商业银行的社会信誉,关队长在乔华拒绝“广而告之”时,决心抓住那个盗取贼。然而茫茫人海、ATM机又上百上千,抓住盗取贼谈何容易,就是ATM机拍摄的盗取贼的录像,也只是显示盗取贼头戴一个小兔子面具,至于年纪多大、长相如何,根本无从知晓。被盗储蓄卡越来越多,关队长的调查开始有了眉目,一个网名叫“红桃Q”的年轻人进入经侦队视线。“红桃Q”交代网友“九州浪子”是电脑高手,对磁卡有相当的研究。针对“九州浪子”张子君的调查开始,最有价值的资料显示,张子君的父亲张扬原是丽都商业银行行长,因贪污受贿被查,当时经办案子的正是乔华。张子君的出现,解开了关队长心中盗取贼为什么打电话挑衅乔华的疑团。经侦队控制下的“红桃Q”终于在线上等来了“九州浪子”。按照关队长的授意,“红桃Q”抛出诱饵,专等张子君露面。得知父亲在警察的陪伴下住进公安医院,张子君机警地接近公安医院,试图看一眼“保外就医”的父亲。关队长和乔华在公安医院门口的蹲守,终于等来撞株的“兔子”张子君。医务人员打扮的张子君弃车逃跑。然而,对磁卡有相当研究的张子君最终栽倒在自己的磁卡。张子君回家收拾东西准备外逃时,被关队长堵在了门口。储蓄卡被盗取风波平静下来,乔华因职务过失引咎辞职,接受法律的宣判。
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